TERMS & CONDITIONS

Effective Date: 09/25/2026

IMPORTANT: By accessing our website, courses, therapy resources, or any other services, you acknowledge that you have read, understood, and agree to the terms & conditions set forth below. If you do not agree, please do not use our services.

Welcome to With/And. Please read these Terms & Conditions carefully. They are legally binding and govern your access to and use of the With/And website, mobile applications, online courses, memberships, products, and all related offerings provided by With/And ("With/And," "we," "us," or "our").

By visiting our website, purchasing any of our educational content, or participating in our programs, events, or community, you agree to these Terms & Conditions. Please read them. If you do not agree, please do not use our services.

We may modify these Terms at any time. When we make material changes, we will update the "Last Updated" date above and may provide additional notice (such as an email or in-app notification). Your continued use of the Services after any change constitutes acceptance of the updated Terms. It is your responsibility to review these Terms periodically.

Eligibility

You must be at least 18 years old to use our services. By using our website or purchasing our educational content, you confirm that you meet this requirement.

Products & Services

With/And offers the following:

• Online educational content (free and paid)

• Self-paced courses

• Community membership

• In-person events, workshops, and retreats

• Training, supervision, & continuing education

• Individual and group therapy (governed by separate clinical agreements)

• Restorative justice conferencing

Access to paid products and services begins upon confirmed payment. All sales are subject to the refund policy below.

User Accounts

Certain features of the Services require you to create an account. When you register, you agree to:

• Provide accurate, current, and complete information.

• Maintain and promptly update your account information.

• Keep your password confidential and not share it with others.

• Notify us immediately of any unauthorized use of your account.

• Be solely responsible for all activity that occurs under your account.

Please do not share your account credentials with other individuals or households. Doing so may result in suspension or permanent termination of your access without refund.

With/And will not be liable for losses caused by unauthorized use of your account.

We reserve the right to suspend, deactivate, or terminate your account at any time, with or without notice, if we believe you have violated these Terms, provided inaccurate information, or if your account has been inactive for an extended period.

Payments & Refunds

All prices are listed in USD. Payments are processed securely through our payment processor. We do not store full payment details on our servers.

Refund Policy:

Online courses: Full refund within 14 days of purchase.

Community membership: You may cancel at any time. No partial-month refunds will be issued.

Events and retreats: No Refunds provided within 24 hours of the event. Terms may vary by event, please review them before purchasing.

Direct Services: Cancellation and payment policies for therapy are governed by your clinical agreement.

To request a refund, contact us at hello@with-and.com within the applicable window.

Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms.

You agree not to:

• Use the offerings in any way that violates applicable local, state, national, or international laws or regulations.

• Copy, reproduce, distribute, republish, download, display, or transmit any portion of the Services or content without our prior written permission.

• Share your account access, login credentials, or purchased content with others.

• Use the offerings to collect or harvest personal information about other users.

• Introduce any viruses, malware, or other harmful code into the offerings.

• Attempt to gain unauthorized access to any portion of the offerings or related systems.

• Use automated tools, bots, or scrapers to access the offerings.

• Post or transmit any content that is unlawful, defamatory, abusive, obscene, or otherwise objectionable.

• Engage in any conduct that restricts or inhibits others' use or enjoyment of the offerings.

We reserve the right to investigate violations and take appropriate action, including removing content, suspending or terminating access, and reporting to law enforcement.

Not a Substitute for Professional Care

With/And’s educational content including by not limited to: courses, workshops, videos, guides, and resources - and all other materials provided by With/And on our website, applications, social media channels, and through any of our offerings are intended for general educational and informational purposes only.

While we strive to ensure our content is accurate, evidence-informed, and up to date, we make no representations or warranties as to its completeness, accuracy, reliability, suitability, or availability. Use of any information or materials provided is entirely at your own risk.

Therapy Services Are Separate

With/And’s educational content is made in an informational capacity only — not as your personal clinician. No license held by any With/And team member creates a professional, fiduciary, or clinical duty to you.

Our courses, workshops, videos, guides, and resources are not a substitute for:

• Individual or group therapy or psychotherapy

• Psychiatric evaluation, diagnosis, or medication management

• Crisis counseling or emergency mental health services

• Licensed counseling or social work services

• Any other professional mental health treatment

If you are currently experiencing a mental health crisis, are in acute distress, have thoughts of harming yourself or others, please stop and seek help from a licensed mental health professional or emergency services immediately. In an emergency, call 911 or the Suicide & Crisis Lifeline (call or text 988).

With/And expressly disclaims any liability arising from a user’s reliance on our educational content as a substitute for professional mental health treatment.

Individual and group therapy services offered through With/And are provided in a separate, clinically governed capacity. Those services are subject to their own informed consent agreements and professional ethical standards.

This disclaimer applies to our educational content, online products, and community offerings — not to active therapeutic relationships governed by clinical agreements.

Intellectual Property

All content on our website and in our products — including written materials, audio, video, graphics, logos, course content, and the With/And name and philosophy — is owned by With/And and protected by U.S. and international copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, distribute, or create derivative works from our content without our written permission. Personal, non-commercial use of our free content is permitted with attribution.

If you submit, post, or otherwise make available any content through the offerings (such as reviews, comments, or community posts), you grant With/And a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, modify, and display that content in connection with operating and improving the offerings.

You represent and warrant that you own or have the rights to any content you submit and that it does not violate any third-party rights.

Any feedback, suggestions, or ideas you provide about the offerings may be used by With/And without obligation to you.

Community & User-Generated Content

Certain areas of our Services may allow you to post, share, or interact with content or other users. You are solely responsible for the content you post.

With/And does not endorse or guarantee the accuracy of any user-generated content.

We reserve the right, but are not obligated, to monitor, edit, or remove any content that we determine, in our sole discretion, violates these Terms or is otherwise objectionable.

Any personal information you voluntarily share in public areas of the Services may be seen and used by others.

Third-Party Services & Links

The Services may include links to, or integrations with, third-party websites, platforms, or services (such as course hosting platforms, payment processors, and social media).

These third-party services are governed by their own terms and privacy policies. We are not responsible for the content, practices, or policies of any third party, and a link does not imply our endorsement.

Community Standards

If you participate in any With/And community space (online or in-person), you agree to:

• Treat others with respect, honesty, and care

• Protect the privacy of other community members — what's shared in the space stays in the space

• Not use the space to promote your own services or products without our permission

• Not share, screenshot, or distribute others' personal disclosures

With/And reserves the right to remove anyone from our community for conduct that is harmful, disrespectful, or inconsistent with our values — without refund.

Disclaimers & Limitation of Liability

OUR EDUCATIONAL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR EDUCATIONAL PURPOSES WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE MAKE NO REPRESENTATIONS OR WARRANTIES AS TO THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY CONTENT AVAILABLE THROUGH THE SERVICES.

WE MAKE NO GUARANTEES ABOUT SPECIFIC OUTCOMES.

TO THE FULLEST EXTENT PERMITTED BY LAW, WITH/AND AND ITS FOUNDERS ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OUR WEBSITE OR OFFERINGS..

NOTHING IN THESE TERMS LIMITS OUR LIABILITY FOR GROSS NEGLIGENCE, FRAUD, OR ANY LIABILITY THAT CANNOT BE EXCLUDED BY LAW.

SOME JURISTICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRIENTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU IN FULL.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WITH/AND AND ITS OFFICERS, DIRECTORS, EMPLOYEES, PARTNERS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL — ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, ANY INTERACTIONS WITH OTHER USERS, OR UNAUTHORIZED ACCESS TO YOUR ACCOUNT OR DATA, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL WITH/AND'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR THE SERVICES EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO WITH/AND IN THE TWELVE MONTHS PRIOR TO THE CLAIM OR (B) ONE HUNDRED DOLLARS ($100.00).

SOME JURISTICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR CERTAIN DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN FULL.

Indemnification

You agree to indemnify, defend, and hold harmless With/And and its affiliates, officers, directors, employees, agents, and partners from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

• (a) your use of the Services;

• (b) your violation of these Terms;

• (c) your violation of any applicable law or regulation; or

• (d) your infringement of any rights of a third party

Not a Crisis Service

With/And is not a crisis service. If you are in immediate danger or experiencing a mental health emergency, please call 911 or contact the 988 Suicide & Crisis Lifeline (call or text 988).

Termination

These Terms remain in full force while you use the Services or maintain an account. You may terminate your account at any time by contacting us at [support email].

We may suspend or terminate your access at any time, with or without notice, for any reason — including but not limited to breach of these Terms — without liability to you.

Upon termination, your right to use the Services immediately ceases.

Governing Law & Dispute Resolution

These Terms are governed by the laws of the state in which With/And is registered. Any disputes will be resolved in the applicable courts of that jurisdiction.

Any dispute arising out of or relating to these Terms or the Services that cannot be resolved informally shall be submitted to binding arbitration administered by a recognized arbitration body in accordance with its rules, unless you opt out of arbitration within 30 days of first accepting these Terms by emailing us at [legal email].

Any arbitration will be conducted on an individual basis; class actions and class arbitrations are not permitted.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent irreparable harm.

General Provisions

These Terms, together with our Privacy Policy and any additional terms presented at the point of sale, constitute the entire agreement between you and With/And with respect to the Services and supersede all prior agreements.

If any provision of these Terms is found to be unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and all other provisions will remain in effect.

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision.

We may assign these Terms or our rights hereunder without restriction. You may not assign your rights under these Terms without our prior written consent.

Changes to These Terms

We may update these Terms from time to time. Continued use of our services after changes are posted constitutes acceptance of the updated Terms.

CONTACT

Questions about these Terms? We'd love to hear from you.

Email: hello@with-and.com